Medicare Services

As our customer, you deserve excellent service and information to assist you in choosing the Medicare Plan that best fits your needs. We believe that informing you of your insurance options will help you feel more comfortable and in control of your decision.

SCHEDULE APPOINTMENT

What is Medicare?

Medicare is a federal health insurance program:

The traditional fee-for-service program offered directly through the federal government. Medicare began in the 1960s and it covers people who are 65 or older however certain younger people with certain disabilities and people with End-Stage Renal Disease will also be entitled. Original Medicare has two parts.

Medicare Part A

Covers the following services:

Hospital visits
Emergency room services
Hospice, and nursing home care.

Typically cost $0 per month for those who paid Medicare taxes for at least 10 years.

Medicare Part B

Covers outpatient/medical coverage such as:

provider visits
lab tests
preventative services
ambulance
emergency room
outpatient surgery
durable medical equipment.

Cost $206.50 per month and 20% coinsurance after meeting the deductible.

Medicare Part C

Combines Part A, Part B and often Part D benefits. All-in-one alternative to Original Medicare provided through a private-sector health insurer.

Includes additional benefits, such as vision, dental and gym memberships.
Often may require copays and have network restrictions.

Medicare Part D

Helps cover prescription medication costs.

Premiums ranging from $0 – $95 based on plan selected.

Medicare Supplemental Insurance

Medicare Supplemental Insurance often referred to as Medi-Gap
- Helps cover out-of-pocket costs like deductibles and copays
- Works alongside Original Medicare
- Freedom to see any doctor that accepts Medicare
- Ideal for predictable healthcare costs
- You cannot combine a Medicare Supplement and a Medicare Advantage Plan.